Hi, @Trying. Thank you very much for your response!
I'm also heard rumours that it can hurt!

My FS (Fertility Spesialist) prescribed Femzole if I'm remembering correct, to use the first week before our scheduled IUI. Not sure about injections or anything yet. We will have to see when we get there, I guess. Being fully exposed is also not something I enjoy much. It makes you feel vulnerable and so exposed. It normally takes me a while to recover from that! lol!
The costs of IVF is something that scares us at the moment. Hubby has a genetic morphology problem, with less than 3% of his sperm being the right shape. I'm ok, apparently, just need to lose some weight. FS put hubby on sperm-i-prove to see if it will raise his count, which was at 15mill in July 2015, up from 13mill in Feb 2015 (He used staminogro during that time). We haven't done another sperm analysis yet to see if the sperm-i-prove has worked. We will see when we go for the IUI in December.
We are really hoping that we will fall pregnant naturally before December. But Only God knows the plans He has for us.