Hi. Is he at the Family Centre? If so. I'd recommend him. He wasn't my gynecologist, but when my baby came unexpectedly early he delivered her. I was very impressed by his bedside manner and the way he acted. I was supposed to have a chat section but daughter decided she was coming naturally. I was 9cm dilated already and still fighting natural birth. Lol. So in my opinion he was a lovely doctor. As for their rates. I'm with discovery. Part of it goes off saving account, rest you pay in.But they were very helpful and leanient with that.