We chatted to a Moomie mom on how to budget for your baby.
How many kids do you have?
I have three children.
Where did you give birth?
In a private hospital.
Do you have medical aid?
Yes, I do have medical aid.
How much did your gynecologist visits cost?
R900 a normal visit (X12).
R3000 for the screenings each (X2).
R3500 birthing fee (not claimable from the medical aid).
I am not sure what she asked for the C-section.
How did you give birth?
My first baby was a IVF baby (precious baby) delivered via emergency c-section (six weeks early), he was in distress and I had no option. I was subsequently advised to stick to c-sections.
How did you budget for all your (extra) medical expenses?
You just have to put money away before your get pregnant. I was lucky we can afford the costs without giving up to much.
How did you budget for your baby?
You need to put money away every month, even R500, because babies are very expensive.
Did you start budgeting before you were pregnant?
We saved a lot of money for the IVF procedures, before we finally got pregnant after five years of trying. So we were in the habit of saving money for the baby, that helped.
What advice do you have for other moms regarding budgeting for the babies?
Babies are expensive, make sure you can afford them. You need about R1 500.00 per month to keep a breastfed baby. My first baby was a IVF baby (precious baby) delivered via emergency c-section (six weeks early), he was in distress and I had no option. I was subsequently advised to stick to c-sections.
Read these Bright Rock - Love Change articles on budgeting for your baby: